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Protection

Independent Financial Advisers in Leeds - Richardson & Wise Finance.

We offer a completely FREE and no obligation consultation of up to 30 minutes - Contact Us now!

Based in the heart of Leeds City Centre, Richardson & Wise Finance can serve clients throughout Yorkshire and surrounding areas.

We don't think twice about protecting our car or house from theft or damage, but how many of us consider protecting our family or business in the event of our death or being unable to work due to long-term ill health or an accident?

We can't predict the future; bereavement, critical illness, accidents, unemployment or redundancy can all threaten our financial security. That's why it is vital that you plan for the unforeseen so that you are able to repay the mortgage, loans or credit cards, pay for your children's education, protect your business interests, or provide an income for your family.

Richardson & Wise are here to help protect you, your family and your business' future. We can analyse, prioritise and offer expert advice on solutions that will meet your specific financial needs.

Our team are not only financial experts with many years experience but also sympathetic listeners who understand the sensitive nature of protection planning; and rest assured that all discussion and solutions are treated with the utmost confidence.

The death or long-term disability of the household's earners would almost certainly cause a problem with maintaining a family's standard of living. The loss of a non-earning family member can also create problems to a family's finances and lifestyle as they often contribute in other ways such as childcare. There is also a need to ensure adequate protection against prolonged loss of income through ill health.

The insurances we advise on which may be appropriate n such circumstances include:

• Life assurance
• Critical illness cover
• Income protection
• Accident, sickness and redundancy cover
• Private medical insurance